Alliances and Co-Evolution: Insights from the Banking Sector by Dr Rehan ul-Haq (auth.)

By Dr Rehan ul-Haq (auth.)

Show description

Read or Download Alliances and Co-Evolution: Insights from the Banking Sector PDF

Best risk management books

Risk Analysis in Theory and Practice (Academic Press Advanced Finance)

The target of this ebook is to give this analytical framework and to demonstrate the way it can be utilized within the research of monetary judgements below possibility. In a feeling, the economics of danger is a tough topic: it consists of figuring out human judgements within the absence of excellent info. How can we make judgements after we have no idea a few of occasions affecting us?

Whistleblowers: Incentives, Disincentives, and Protection Strategies

Good assistance for dealing with whistleblower guidelines in mild of the hot Dodd-Frank Act provisions In July 2010, President Obama signed the Dodd-Frank Wall highway Reform and purchaser defense Act that drastically increased whistleblower bounties in reference to violations of federal securities legislation, together with the international Corrupt Practices Act.

Developments in Mean-Variance Efficient Portfolio Selection

This e-book discusses new determinants for optimum portfolio choice. It experiences the prevailing modelling framework and creates mean-variance effective portfolios from the securities businesses at the nationwide inventory trade. Comparisons permit researchers to rank them when it comes to their effectiveness at this time Indian securities industry.

Additional info for Alliances and Co-Evolution: Insights from the Banking Sector

Sample text

However, membership has a neutral effect as competition in credit card services in the UK is based on price, additional services and products, for example, and no longer on ATM network provision. If Y-Bank does not wish to provide credit card services, then membership of the two infrastructure alliances discussed above is counterproductive because of the added cost with no benefit. The above details the two extreme positions, on the one hand strategic alliances and on the other, infrastructure alliances.

These infrastructure alliances may originally have been strategic alliances that conferred a competitive advantage to the establishing members. One example of this is the strategic alliance between Royal Bank of Scotland and Banco Santander established in 1988. The partners developed a pan-European funds transfer system, IBOS, to provide a mechanism for the banks to deliver a service to their customers in small value European currency funds transfers. This placed ‘two fairly small banks at the technological cutting edge of banking applications’ (Faulkner, 1995).

This need for cooperative relationships is an integral and essential requirement to carry out the business of banking successfully. Bankers retain the right to choose with whom they establish cooperative relationships, and the configuration of these relationships, but the need to establish cooperative relationships is embedded in the nature of banking activity as detailed above. The banker can, therefore, be said to have a high pre-existing general propensity to enter into cooperative relationships with other bankers, whether locally or internationally located, and these relationships are integral and essential to carrying out the business of banking.

Download PDF sample

Rated 4.98 of 5 – based on 15 votes